Is jy nuuskierig oor hypotheekrente vandag en wanneer om te sluit? As 'n nuwe diens aan ons kliënte en in die lig van die werk met ons groot nuwe lener, City Creek Verband, ons sal 'n gas post van die eienaar van die maatskappy het, Verband Mike. Ons sal nou plaas sommige periodieke notas van hom as wat ons nodig ag, sodat jy kan wees in die lus oor wanneer of as jy moet sluit. Sien uit na hierdie een keer 'n week net so kan jy so op datum as moontlik.
Kom ons verwelkom ons gaste post van Mike. Mike neem dit weg.
“Dankie Cody! Bly om te help bydra tot die blog. I can’t remember off hand the last time we started such a highly anticipated week in the markets. With the Federal Reserve set to announce their interest rate decision op Donderdag, it seems to be drowning out all the media talk of the world ending this month and the predictions some believe about a major stock market crash that is supposed to hit this week. In werklikheid, 'n paar van die wêreld se voorste beleggers soos Warren Buffet se Berkshire Hathaway, have been dumping their investments in US Stocks that rely on consumer spending. Is there something more to this or is this just a rebalancing of their stock portfolios? At this point, it’s difficult to say. Egter, dit is die verhoging van wenkbroue van die kleiner beleggers wat 'n strategie van die volgende die "Smart Money".
Hoewel verbande binne 'n stywe sywaarts handel kanaal bly, it is likely that we will see an elevated level of volatility within both the stock and bond markets this week. Many investors will be sitting on the sidelines until they know how the Fed will respond. The Fed will have one more opportunity to gauge inflation before they make a final decision. Op Woensdag sal ons 'n update ontvang die Verbruikersprysindeks (VPI). If it shows inflation on the consumer level has picked up, a rate hike will be more likely. At this point, bond investors are likely hoping for low levels of inflation followed up with a rate hike by the Fed to curb pending inflation. As we have learned from past experience, the Fed often waits too long before acting. This generally leads to more aggressive action down the road to keep inflation under control. Small moves beginning now can help to allow the Fed to make gradual moves over time vs. om te later meer drastiese stappe te neem.
The decision to float or lock a rate this week is a difficult one to predict. If you believe the Fed will raise rates that could actually help improve mortgage interest rates. Although that seems to be counterintuitive, a rate hike shows bond investors that the Fed isn’t willing to allow inflation to take over. If the Fed decides to keep interest rates where they are, mortgage rates will likely move higher. Therefore, baie versigtig wees nou en onthou dat dit beter is om toegesluit en wens jy was swaai as om drywende en wens jy was gesluit.”
Dankie Mike, ons is gelukkig om jou te hê. Ons sien uit daarna om met meer nuttig en kundige verband koers wenke elke week as ons kyk vir klein verskuiwings in die mark. Sien uit na jou notas volgende week!
